How to Use Samsung Pay on Galaxy S6, Note 5 and More

Samsung Pay is a brand new feature and technology found in four of Samsung’s latest smartphones released in 2015. These are the Galaxy S6, Galaxy S6 Edge, Galaxy Note 5 and Galaxy S6 Edge Plus. But the problem is that most owners don’t know how to use or set it up. Here we will quickly explain how to use Samsung Pay on the Galaxy S6 and other smartphones from Samsung.

Similar to Apple Pay, which launched last year, Samsung’s new smartphones can pay for products wirelessly at millions of stores across the United States. Essentially replacing a wallet. Users just need to add their credit or debit card information to the phone, tap certain payment terminals at Starbucks or other stores, and that’s it. It is extremely safe, secure, easy and fast.

However, unlike Apple Pay, which only works in a select few places, Samsung Pay works in about 95% of stores in the United States. It uses two different technologies, making it much more accessible and advanced than both Apple and Android Pay. As a result, many want to try, but need to know how.

Samsung Pay uses both NFC (Near Field Communication) and MST (Magnetic Secure Transmission) to make purchases with a smartphone. The competition only uses NFC, which requires updated and new payment terminals in retail stores. The second method, exclusive to Samsung devices, is backwards compatible with all swipe-based payment machines (MST) available in 95% of stores. You can use Samsung Pay essentially anywhere you can swipe a credit or debit card. Except for ATM or gas station.

This is what makes Samsung Pay so easy to use, convenient and worth a try, despite the limited use of Apple or Android Pay. I carry my debit card, ID and Galaxy Note 5 with me every day, that’s all. I rarely need my debit card as Samsung Pay works for me wherever I go.

Screenshot 2015-11-12 2.09.46 PM

So how can you do this? As long as you have a new Samsung device and one of the carriers, cards or banks mentioned above, you can use Samsung Pay and here’s how to set it up. Don’t worry if you don’t have a supported bank because more will come in the near future. Not to mention discounts, coupons, loyalty cards and more.


Using Samsung Pay is super fast and easy. After 1-2 minutes or so of setting things up, it’s enough to download the app (if it’s not already installed) and add a card or two. Next, touch your phone to the terminal, use a fingerprint for authentication (for better security) and you’re done. It’s that easy and it works incredibly well.

  1. download Samsung Pay
  2. Open Samsung Pay App and Agree to Terms
  3. Fingerprint Scan for Security if setup (recommended)
  4. Tap “Add” at Top Right to Add Card
  5. Use Camera to Capture Information (or enter manually)
  6. Save Card (or add more)
  7. To pay
In relation :  Galaxy S8 and iPhone 7 Plus: two monsters compare their own designs in video


It’s that easy. Download the app and then use the credit or debit card information to take a photo (or manually enter it if you prefer) and you’re all set. From here all users have to do is swipe up from the bottom of the screen to activate Samsung Pay, use fingerprints for security and tap the phone against almost any payment terminal in the United States.

Swipe up on home or lock screen to instantly launch Samsung Pay

Swipe up on home or lock screen to instantly launch Samsung Pay

When the phone is closed, swiping up from the lock screen and even the home screen all works. Samsung Pay is hidden, waiting to be swiped up and used. It’s easy to access without cluttering the bag, searching for apps, or even unlocking your phone. Just swipe, tap, pay and go.

Samsung uses several layers of security, does not store any card information on the phone that can be stolen by hackers, and uses a token system so that every transaction is unique and cannot be tracked, identified or used for theft. So it is not only easy to use but also safe.

Owners can add multiple cards to their phones if they want, pay with different cards at any time, and Samsung promises to add more support and features in the near future. Install it in minutes and try it today, even in places that don’t accept Apple Pay. Because the phone is smart enough to use other technology and finish the transaction when the competition fails. This is one of my favorite features of the Galaxy Note 5 and we highly recommend you give it a try.