Apple Pay Cash is a new iOS 11.2 feature that lets you send or request money from your friends. It’s similar to Square’s Cash app or Venmo, but only works with Apple devices like the iPhone, iPad, and Apple Watch.
To use Apple Pay Cash, you need to set up a special Apple Pay Cash card on your iPhone. From here you can use it to send money to your friends, or when you have a balance you can use it to pay at stores that use Apple Pay, just like a regular card.
In addition to using it for yourself, this can be a good way to give digital pocket money if your kids have Apple devices, even if you technically have to be 18 to use them. To use Apple Pay Cash, you need a debit card linked to Apple Pay. You’ll also need to make sure you’re running iOS 11.2 and on a device that supports Apple Pay and Apple Pay Cash. WatchOS 4.2 must be installed if you want to use it on Apple Watch.
Here’s how to set up and use Apple Pay Cash.
How to Set Up Apple Pay Cash
The first thing you need to do is set up Apple Pay Cash using your iPhone. If you have a debit card linked to your Apple Pay account, it only takes a minute.
- Open .
- Tap on it.
- Tap on it.
From here, you will see a series of screens where you need to progress. Tap on it and then on Terms and Conditions.
How to set up Apple Pay Cash on iPhone?
Next, you will see a message that says Set Up Apple Pay Cash. If you don’t already have a debit card connected, you may see a message to add a debit card to your iPhone.
At some point you will need to verify your identity. This is to comply with federal banking rules. In the Apple Pay Cash card settings area, scroll down and tap Authenticate. You will need to enter your full name and answer a few questions to verify that it’s really you.
How to Add Money to Apple Pay Cash and Withdraw to Your Bank
How to add money to Apple Pay Cash.
After you set up Apple Pay Cash, you still need to add funds to your account. This action withdraws funds from your debit card to your Apple Pay Cash card. This is what you use to pay friends or make purchases with Apple Pay Cash. If you don’t add money, you can still use Apple Pay Cash, but every time you send it via Messages it will ask where to get the money.
- Open .
- Tap on it.
- Tap on it.
- Tap on
- Choose one.
- .
Once this is done, you have an Apple Pay Cash Balance. You can also withdraw money to your bank using this screen, which comes in handy when someone pays you for something you bought. To withdraw funds, you need to make sure you have your bank’s routing number and account number.
How to Use Apple Pay Cash
Send money with Apple Pay Cash.
Now that you have Apple Pay Cash setup and money in your account, you can start using Apple Pay Cash. It’s available in the Messages app on your iPhone, but you can also access it from the wallet if you want to pay for something in a store using Apple Pay Cash.
- on your iPhone.
- with the person you want to receive or send money to.
- or directly on
- you want to send or request and then the .
- This puts a small card in the send box and you can add a message or just.
If you’re paying someone, if you don’t have enough money on your Apple Pay Cash card, you may need to choose from which source to pay. You can only send up to $3,000 to other users and only if they have Apple Pay Cash setup.
You can also have Siri send money by saying, “Hey Siri, send $25 to Josh Smith.”
