How to Set Up Apple Pay

iOS 8.1 was released today, and with it comes the launch of Apple Pay, the company’s own digital payments platform for iOS users. Here’s how to set it up.

Apple Pay lets you store your credit card information on your iPhone and use it to make purchases at any store that supports Apple Pay. iPhone 6 has an NFC chip that lets you tap a payment terminal in a store to buy goods instantly. Also, doing this doesn’t give the store your credit card information, so you’ll be less susceptible to store hacks that steal credit card information, similar to the latest Home Depot and Target hacks.

Apple Pay also works with mobile shopping apps and allows you to pay with one tap on the Touch ID fingerprint sensor in shopping apps that support the feature.

After updating to iOS 8.1, the new digital wallet system is ready to install and it only takes a few minutes to store a few credit and debit cards on your iPhone or iPad, so you can start shopping and paying. for things as they should be.

Here’s how to set up Apple Pay.

Setting up Apple Pay

After updating to iOS 8.1, open the Passbook app. Swipe down anywhere until a plus icon appears in the top right corner of the screen. Tap this plus icon.

Go ahead and tap on it to begin the process. There are two ways to add a credit or debit card to your Apple Pay wallet. One way is to quickly add your Apple-registered card for iTunes purchases. You can tap on it or simply select .

If you choose the former, all you have to do is enter that card’s security code and click to add it to your Apple Pay wallet. That is all!

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If you choose to add your own credit or debit card, the process will take a little longer, but it’s still quick and really easy.

When selecting , you can manually enter card information (your name, card number, expiration date, and security code) or take a photo of your card so Apple Pay reads the numbers on the card and enters it automatically. you can use the camera, but you will still have to enter the security code manually.

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Depending on the card you’re adding and which bank it’s at, you may need to use that bank’s verification system. In my case, I needed to get a verification code from Chase to validate the Chase Freedom card. But once you get the card and enter Apple Pay, the card has been verified and activated and is now ready to use.

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From there I can open my Passbook and my added credit cards are shown at the top and my various other Passbook cards at the bottom.

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Now, when I want to pay for items at a local store that supports Apple Pay, I open Passbook and select the credit card I want to use, and then press your finger down on the Touch ID fingerprint sensor while holding my iPhone 6 towards the payment terminal at checkout.

Or if you’re buying something from within an iOS app, you can quickly pay by holding down the Touch ID sensor. No need to enter credit card information!