How to Remove Credit Card from iTunes 1

How to Remove Credit Card from iTunes

A credit or debit card is absolutely essential when it comes to paying for the purchase of songs, movies, ringtones and apps on Apple’s iTunes and App Stores. Without a card, you’re limited to only the free stuff that’s out there. Let’s say you recently shopped at one of these stores using your credit card. All your credit card information will remain linked to your Apple account to facilitate future purchases. While this is helpful, it also opens up the possibility of unauthorized purchases. What if someone steals your Apple ID and password, or one of your kids asks for your fingerprint and you accidentally allow an app to be purchased? Well, to avoid such unwanted charges, it’s definitely worth removing the credit card from your iTunes account after using it for a purchase. If you’re interested in doing this, before we look at how to remove the credit card from iTunes, let’s take a look at what it takes to actually remove the credit card for your account:

Why Should You Remove Credit Card?

There are many reasons why you might consider removing the credit card linked to your Apple account in the first place. So let’s take a look at some of the valid reasons:

Unauthorized Payments

Most people panic especially when they have to pay for an action they didn’t authorize, and an unauthorized App Store transaction is no exception. This can happen accidentally or on purpose because of one of your family members or friends. The best and easiest way to ensure no such purchases are made in the future is to remove the credit card information linked to the Apple ID. Also, if you plan to give your children access to your Apple account, you may want to remove the credit card linked to the account to ensure they don’t take unnecessary actions without your consent.

Lost or Replaced Credit Card

If your credit card has been stolen or lost somewhere, the first thing to do is to call the bank and ask them to block the card before someone tries to take advantage of the situation. If that’s the case, you might want to remove this card from your Apple account, which won’t do much after the card is blocked. On the other hand, if you are replacing your existing credit card with a new one, you may want to change the credit card information stored in your Apple account.

Subscription Services

If you have subscribed with a credit card to a service like Apple Music that requires you to pay monthly or yearly, but unfortunately for some reason it has been blocked, disabled or replaced, then you need to remove it. However, it’s worth noting that Apple will not allow you to remove the card until auto-renew is disabled for these subscription-based services.

Remove Credit Card in iTunes

The process is quite simple and the process is completed in less than a few minutes. So, carefully follow the steps below to avoid any confusion:

  • Open iTunes on your Windows or Mac computer and navigate to: Account section in the top menu. Now, click “View My Account”.

  • Now, you will be asked to enter your Apple ID and password. After filling the credentials, click on it. “Register”.

Sign in with Apple ID

  • Your account information will be displayed on the screen, including your Apple ID summary. Click to remove your credit card information “To organise” The option located right next to the payment information.

Edit Payment Information

  • In the next menu, you will be able to change your payment information. To remove the credit card from your Apple account “None” Click as your payment information and “Completed” To save your settings

Change Payment Information to None

Remove Credit Card on iPhone

If you don’t have a computer at hand, you cannot use the above method to delete your credit card information in iTunes. The good news is that you can do the same from the comfort of your iPhone. So, to do this right away, simply follow these steps:

  • First, you need to open the App Store app on your iPhone and tap on it. Profile icon located in the upper right corner of the screen. Now, simply tap your profile name displayed in the next menu.

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  • In the next menu you will be directed to the account section. Here, tap on “Payment information” To change your account settings Now you will be shown two options for your Payment method. Because you want to remove your credit card, just select “None” and tap on “Completed” To save your settings

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Changing Apple ID Payment Information on iPhone

Let’s say you’ve changed your existing credit card to a new one, you will need to change your Apple ID’s payment information to start using the new card. So, to change your credit card information in minutes directly from the comfort of your iPhone, simply follow these steps:

  • go Settings Tap and on your iPhone. profile name. Go now “Payment and Shipping” section of your account.

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  • In the next menu, credit card to proceed to the next menu where you can change the card number, expiration date, CVV code and even the billing address according to your preference. After completing everything, tap on it. “Save” To store your new credit card information

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Changing Apple ID Payment Information Using Any Browser

If you don’t have an iPhone at hand, you can change your credit card information as long as you can access any web browser. That’s right, you will use the official Apple ID website to do this. So, to get this done in a few minutes, simply follow the steps below.

  • get over your head appleid.apple.comtype your username and password, and then arrow icon log in.

Sign in to the Apple ID Website

  • Now scroll down a bit and go to the Payment & Shipping section. Here, just click “Edit Payment Information”.

Edit payment information Apple ID Website

  • You can now type in your new credit card number, expiration date, CVV code and change your billing address if necessary. After filling in the required information, click on it. “Save” to store new information

Save Payment Information Apple ID Website

How to Create an Apple ID Without a Credit Card

If you are creating a new Apple ID for your family members, such as your children, you may not want to face unauthorized purchases due to the credit card linked to your Apple ID. Therefore, you may be looking for options to create an Apple ID without requiring a credit card. By default, Apple prompts you to choose a valid payment option for purchases when you try to create a new Apple account. However, there is a trick you can take advantage of that allows you to create an Apple ID without requiring any valid payment options. So, to set up your account in a few minutes, simply follow the steps below:

  • Before proceeding to the main step, you need to make sure that you are signed out of your Apple account. To do this, go to: app store and tap on profile icon located in the upper right corner of the screen. Now, tap on “Sign out” To make sure you’re signed out of your Apple account.

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  • Here, the trick download any free app From the Apple App Store. Visit the store page of any free app and tap on it. “RECEIVE”. Now the store will ask you to sign in with an existing Apple ID or create a new one. for trying to create a new one “Create New Apple ID”.

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  • Enter a valid email address and password of your choice, select your country and agree to the terms and conditions. When done, tap on “Next” To proceed to the next menu where you will be asked to fill in your personal information and your preferred security questions, which can be used to recover your Apple account in case you forget the password. After filling everything, tap . “Next” Again.

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  • After entering the next menu, Set your Payment Method as follows: “None” this means you don’t need to type any credit card information to create the account. Enter your preferred billing address (it can be literally anything) and tap on it. “Next”. A verification code will now be sent to the email address you provided to create the account. Type the code and tap on it. “Confirm” To successfully create an Apple account without a credit card.

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Unable to Remove Credit Card?

Sometimes you will have a hard time trying to remove credit cards linked to your Apple accounts, In fact, you won’t be able to remove them even after trying the above steps for several valid reasons. So, let’s take a look at exactly why you failed in your attempts:

Unpaid Transactions

If you’ve transacted for a paid app, music, or movie from the Apple Store or iTunes Store and your card hasn’t been charged yet, Apple won’t allow you to remove the card from your account. This is because you owe Apple and you are prevented from changing or deleting credit card information unless the debt is paid off.

Auto-Renewal Subscriptions

Have you subscribed to an auto-renewing subscription-based service like Apple Music? This may be one of the reasons why you can’t remove the credit card linked to your account. In this case, you can disable auto-renewal for these subscriptions and then change your Apple account’s payment information to “None”.

Family Sharing

If you have Family Sharing enabled on your Apple account, you cannot remove or change the credit card information linked to the account, as iTunes, iBooks, and App Store purchases are shared with up to 6 family members and everyone. They will use the same credit card at the discretion of the Family Sharing account issuer. When you disable Family Sharing, you can remove or change the credit card information stored in your Apple account.

SEE ALSO: How to Get Refunds for Paid Apps from the App Store

Avoid Unauthorized Purchases by Removing Credit Card from Your Apple Account

Well, that’s the whole process. Your credit card has been successfully removed from your Apple account, so you no longer have to worry about unauthorized purchases. If any of your family members or friends frequently access your iOS device, this is a very necessary step to protect your account. Make sure you only add your credit card information when you’re about to make a purchase from the iTunes or App Store. So, did you manage to successfully remove your credit card information in iTunes? Let us know how the procedure went by dropping a few words in the comments section below.

Moyens I/O Staff has motivated you, giving you tips on technology, personal development, lifestyle and strategies that will help you.