It was a small revolution at the time. In 2012, a new gesture appeared in the daily life of French people: Pay by credit card without having to plug it into the terminal is intended for this purpose. “contactless” was born. Limited to purchases under €20, it has become more popular over the years, with the barrier rising to €30 in 2017. Covid-19 pandemic There is pressure to raise the ceiling even further in 2020 (now €50). Knowing the methods of transmission of the virus, it makes sense to have as little contact as possible with a device that many people touch.
Since then, the gesture has been widely adopted. A report from the Bank of France at the end of 2023 shows that: “More than six out of ten Proximity card payments are made in contactless mode and the average amount is under 20 euros“. However, it is clear that this is not enough. THE CB Bank Card GroupResponsible for debit card payments in FranceContactless Plus“.
“Contactless Plus” option makes payment by credit card conditionally easier
Simply put: now you can Make contactless payments for amounts over €50. Still a notable innovation with a slight restriction. Even if you no longer need to insert the card, For payments over €50 you must enter your secret code. The precaution is necessary to secure the operation and prevent someone from making a large purchase by stealing a credit card, for example.
You don’t need to do anything to benefit from “Contactless Plus” because These are credit card readers that need to be updatedThe companies responsible for bank cards are hoping to free up some of their payment flows from mobile transactions managed by private companies Apple Or GoogleIn France, payments via smartphone represent around 6% of payments made by card.
Source : echoes
